FCMB Transfer Code & Exclusive FCMB Balance Code 2024
FCMB transfer code 2024. One of the first warning signs of masochism is going to a FCMB Bank branch to make financial transactions when you have a phone.
You can always download and use the FCMB Bank app if you have a good internet connection. However, not everyone has access to a good internet connection, and FCMB Bank knows that.
Their alternative for users without internet is the FCMB transfer code: *329#. It is a simple USSD code that lets you make most of your banking transactions on your device without internet access.
It is available to all FCMB Bank users in Nigeria, regardless of their network provider. This article extensively details how to activate and use the FCMB transfer code for your banking transactions.
How To Start Using FCMB Transfer Code
The first prerequisite for using any FCMB transfer codes is to have a FCMB Bank account. If you’re reading this, I assume you already have an account, so no obsessing over this.
Next, you must register for the FCMB Bank USSD Quick Banking. The registration process is simple, and as long as you have a phone and a FCMB Bank account, you’re good.
Here are the detailed steps to follow to start using the Quick Banking feature with FCMB Bank.
- Dial *329*0# on your phone.
Open the phone app on your Android or iOS device and dial the USSD code for setting up FCMB Bank Quick Banking.
Ensure you’re dialing this code on the phone number you used while setting up your FCMB Bank account to provide a seamless link to your account, negating the need for further verifications.
When you enter this code, you should receive a message informing you that FCMB Bank will deduct a ₦6.98 network charge for all transactions. You must reply to the message with “1” to accept the terms and continue.
After accepting, you’ll get a menu with three options. Reply with “2” to register for FCMB Bank Quick Banking if you have a FCMB Bank account. Enter your account number and activate.
If you don’t have a FCMB Bank account, you’ll get a message that reads: “You do not have a FCMBbank account.” However, you can always create an account using the same USSD code.
2. Choose your preferred card and create a PIN.
If you have an account with FCMB Bank, you should see a list of your linked debit cards, with their numbers partly masked.
Here, you can select the card you’d like to use with FCMB Bank Quick Banking. You will be required to verify the card by entering its four-digit PIN. You should enter the PIN you chose while setting up the card.
Afterward, you’ll need to create a five-digit PIN. This time, the PIN isn’t for the debit card, but it’s your new FCMB Bank transfer PIN.
You will need your transfer PIN whenever you’re making any transactions using the FCMB transfer code. So, you must choose one to secure your account from unauthorized use.
After settings up a transfer PIN, you’ve completed the setup. Using the *329# USSD code, you can access almost every banking feature without an internet connection.
How To Use The FCMB Transfer Code For Transactions
Now that you’ve set up your FCMB Bank account to use the Quick Banking feature, what exactly can you do with it.
In this section, you’ll learn almost everything you can do with *329# and detailed guides on how to do them.
- Money transfers
Quick Banking got many official names from FCMB Bank. Their website referred to it as Quick Banking and USSD Banking. However, the only one that seemed to stick was ‘transfer code,’ since that’s almost everything for which most people use it.
Transferring money from one account to another is the most popular function of FCMB Bank USSD Banking, hence the name ‘FCMB transfer code.’
To transfer money using FCMB Bank USSD code, dial *329*Amount*Recipient’s account number#. You will need to enter your transfer PIN to complete the transaction.
Remember, every transaction you make using the FCMB Bank transaction code will cost you N6.98, which doesn’t exclude a transfer.
2. Airtime purchase
Using FCMB Bank’s *329# USSD code, you can purchase airtime using the money from your bank account. You can buy airtime for yourself or others if you don’t exceed the N10,000 daily limit.
If you’re purchasing airtime for the phone number you used to create your first bank account, you only need to enter *329*Airtime amount#.
However, if you’re buying airtime for other phone numbers, you will need to specify the number. You can do this by dialing *329*Airtime amount*Recipient phone number#.
Either way, you’ll need to verify the transaction by entering your five-digit transaction PIN, and you’ll need to shell out a ₦6.98 service charge.
3. Checking account balance
If you have an account with FCMB Bank and you’ve set up the Quick Banking feature, you can always check your account balance by dialing *329*00#.
To get a more detailed statement of account, dial *329# and follow the prompt.
That’s not all you can do with the FCMB transfer code. If you can dig around carefully enough, you can access a whole world of other banking options without internet access.
Some of the services available via USSD include utility bill payments, creating FCMB Bank accounts, linking BVN to bank accounts, among other numerous features.
However, you shell out a ₦6.98 service fee each time you use any of these features. Thus, it can be more economical to use the FCMBMobile app for your transactions whenever you have internet.
Other Bank Transfer Codes
Conclusion
With the realization that many Nigerians lack access to constant internet, more banks have adopted USSD transaction options, and FCMB Bank isn’t left behind.
With their popular 329 banking, you can access most of your favorite banking features without launching your bank app or walking to the bank.
This article details how you can set up your account to use the FCMB transfer code for most of your banking transactions.